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Action Guide Jobs & Employment Scams Reviewed Sep 7, 2026 Source: Federal Trade Commission

Work-From-Home Equipment Check Scam

What to do when a fake employer sends a check and tells you to buy equipment, software or supplies.

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01

Right Summary

The main consumer right or issue explained fast

Fake check job scams rely on the delay between deposit availability and the bank later determining the check is fake.

02

What This Means

Plain-English breakdown of the problem

The fake employer may tell the victim to deposit a check, buy office equipment, send money to a vendor or return an overpayment. The check can later bounce, leaving the victim responsible.

03

What To Save

Evidence that can matter later
Proof Receipts, bills, letters, emails, screenshots, account records, photos, videos or notices.
Timeline Dates, times, names, phone numbers, websites, payment details and support case numbers.
Responses Save every reply from the business, bank, collector, agency, platform or provider.

Save job posting, emails, text messages, check image, deposit receipt, vendor instructions, payment proof and recruiter details.

04

What To Do First

The first clean action path

Do not spend money from the check. Contact the bank immediately and report the job scam.

05

What Not To Do

Common mistakes that can make the issue worse

Do not assume funds are safe because they appear available. Do not wire money, buy gift cards or send payment to a vendor chosen by the employer.

06

Where To Report Or Escalate

Possible complaint, agency, company or platform paths

Bank first if a check was deposited, FTC ReportFraud.gov and job board/platform.

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Defentra / Elite Action

How this resource connects to evidence, scanning and action

Use Defentra Evidence Vault to save the job post, check, messages and payment instructions.

09

Source / Review File

Internal quality and trust signals
Resource Type Action Guide
Resource Area Jobs & Employment Scams
Last Reviewed Sep 7, 2026
10

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Educational Notice

Important limitation

This resource is educational and organizational. It is not legal advice, financial advice or a guarantee of any outcome. Rights, deadlines, reporting paths and requirements can vary by state, account type, product, service, contract, agency rules and case facts.