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Complaint Path Subscriptions & Billing Reviewed Sep 7, 2026 Source: Federal Trade Commission

Charged After Cancelling a Subscription

What to do when a company keeps charging after you cancelled or tried to cancel.

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01

Right Summary

The main consumer right or issue explained fast

Post-cancellation billing disputes depend on cancellation proof, terms, payment method and whether the business made cancellation unreasonably difficult.

02

What This Means

Plain-English breakdown of the problem

Subscription disputes often become stronger when the consumer can show the cancellation date, confirmation number, email, chat log or screenshots of the cancellation attempt.

03

What To Save

Evidence that can matter later
Proof Receipts, bills, letters, emails, screenshots, account records, photos, videos or notices.
Timeline Dates, times, names, phone numbers, websites, payment details and support case numbers.
Responses Save every reply from the business, bank, collector, agency, platform or provider.

Save checkout terms, renewal terms, account page, cancellation confirmation, emails, chat logs, charge dates, bank/card statements and refund requests.

04

What To Do First

The first clean action path

Send a written cancellation/refund request, save proof, remove payment method if appropriate and dispute continued charges with the payment provider.

05

What Not To Do

Common mistakes that can make the issue worse

Do not cancel only by phone without proof if a written option exists. Do not delete confirmation emails. Do not let repeated charges build without action.

06

Where To Report Or Escalate

Possible complaint, agency, company or platform paths

Merchant, card issuer/payment provider, FTC ReportFraud.gov and state consumer office when deceptive practices may be involved.

08

Defentra / Elite Action

How this resource connects to evidence, scanning and action

Use Defentra subscription tools to organize recurring charges and cancellation proof.

09

Source / Review File

Internal quality and trust signals
Resource Type Complaint Path
Resource Area Subscriptions & Billing
Last Reviewed Sep 7, 2026
10

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Educational Notice

Important limitation

This resource is educational and organizational. It is not legal advice, financial advice or a guarantee of any outcome. Rights, deadlines, reporting paths and requirements can vary by state, account type, product, service, contract, agency rules and case facts.